ここでは、すべてに保険がかかっています。

here (place physically close to the speaker, place pointed by the speaker while explaining); this place; these last (followed by a duration noun and a past sentence: time period before the present time of the speaker); these next ... (followed by a duration noun and a non past sentence: time period after the present time of the speaker); the next ...

indicates location of action; at; in; indicates time of action; indicates means of action; cause of effect; by; and then; so; indicates continuing action; indicates certainty, emphasis, etc.

topic marker particle; indicates contrast with another option (stated or unstated); adds emphasis

everything; all; the whole; entirely; completely; wholly; all

at (place, time); in; on; during; to (direction, state); toward; into; for (purpose); because of (reason); for; with; by; from; as (i.e. in the role of); per; in; for; a (e.g. "once a month"); and; in addition to; if; although

insurance; guarantee

indicates sentence subject (occasionally object); indicates possessive (esp. in literary expressions); but; however; still; and

to take (a resource, e.g. time or money); to hang; to come into view; to arrive; to come under (a contract, a tax); to start (engines, motors); to attend; to deal with; to handle; to have started to; to be on the verge of; to overlap (e.g. information in a manual); to cover; to (come) at; to be fastened; to be covered (e.g. with dust, a table-cloth, etc.); to be caught in; to get a call; to depend on