この種の保険は掛け捨てが多い。

this (something or someone close to the speaker (including the speaker), or ideas expressed by the speaker)

seed; pip; kind; variety; quality; tone; material; matter; subject; theme; (news) copy; leaven (bread); cause; source; trick; secret; inside story

indicates possessive; nominalizes verbs and adjectives; substitutes for "ga" in subordinate phrases; (at sentence-end, falling tone) indicates a confident conclusion; (at sentence-end) indicates emotional emphasis; (at sentence-end, rising tone) indicates question

insurance; guarantee

topic marker particle; indicates contrast with another option (stated or unstated); adds emphasis

to hang (e.g. picture); to hoist (e.g. sail); to raise (e.g. flag); to sit; to take (time, money); to expend (money, time, etc.); to make (a call); to multiply; to secure (e.g. lock); to put on (glasses, etc.); to cover; to burden someone; to apply (insurance); to turn on (an engine, etc.); to set (a dial, an alarm clock, etc.); to put an effect (spell, anaesthetic, etc.) on; to hold an emotion for (pity, hope, etc.); to bind; to pour (or sprinkle, spray, etc.) onto; to argue (in court); to deliberate (in a meeting); to present (e.g. idea to a conference, etc.); to increase further; to catch (in a trap, etc.); to set atop; to erect (a makeshift building); to hold (a play, festival, etc.); to wager; to bet; to risk; to stake; to gamble; to be partway doing ...; to begin (but not complete) ...; to be about to ...; indicates (verb) is being directed to (someone)

to throw away; to cast away; to dump; to discard; to abandon; to desert; to leave; to give up; to resign

indicates sentence subject (occasionally object); indicates possessive (esp. in literary expressions); but; however; still; and

many; numerous